McGrady has played in the NBA for 16 years. How much pension can she receive every month? You may not believe it if you say it.

As one of the "four major points guards" in the NBA, McGrady is known for her unparalleled basketball talent and elegant and gorgeous style of play. In his 16-year career, McGrady scored twice and won the points, was selected into the All-Star lineup 7 times, and was awarded the All-Star MVP twice. His iconic jump shot and extraordinary athletic ability make him a superstar in the hearts of countless fans born in the 1980s and 1990s.

At the same time, McGrady is also one of the highest-paid stars in the same period, with a total career salary of about US$160 million, and she also has endorsement contracts for many top brands such as Adidas, McDonald's, and Gatorade. It is worth mentioning that McGrady is also the first player in the NBA to buy a private jet.

Despite the generous income, McGrady has not been smooth sailing in financial management. In the later stage of his career, he fell into a financial crisis due to investment failure and even faced the risk of bankruptcy. Fortunately, he later recovered some losses through legal means and slowly restored his economic situation. In addition, the pension paid by the alliance can also ensure McGrady's basic living needs. So, how much pension can McGrady receive every month, who is 46 years old this year? Let’s take a look together below. The pension system of the NBA is one of the important economic guarantees for players after retirement. You should know that most athletes are not good at managing their finances, and there are many people who face economic crises after retirement. According to relevant regulations, as long as you have worked in the alliance for three years, you can be eligible for a pension. The longer the player's years of service, the more pensions it will be.

Under the pension system, it is effective for 3-4 years, US$306 per month, US$510 per month for 5-9 years, US$714 per month for 10-14 years, and US$816 per month for 15 years and above. McGrady has been fighting in the league for 16 years, and is in the 15th and above level. Her monthly basic pension is US$816×16, or US$14,784, which is approximately RMB 107,500.

However, the age of pension collection will also affect the final amount. If McGrady chooses to start receiving her pension at the age of 45, he can only get 2/3 of the full amount per month, that is, US$14,784 × 2/3 ≈9,856, equivalent to about RMB 71,000. If he starts collecting at the age of 50, he can get a full pension. In addition, the NBA's pension system also stipulates that the base of pensions will be increased after players are over 62 years old.

Although the NBA's pension system provides McGrady with a certain living security, this pension is obviously a bit insignificant compared to his brilliant achievements in his career and his former business value. However, it is still a recognition and reward for McGrady's 16 years of hard work in the NBA.